Transaction Overview

Transaction Overview

A transaction is a single recorded movement of money in Moniqo. It’s the one thing every account balance and envelope balance is built from; nothing is stored or calculated separately from your transaction history.

The Three Transaction Types

• Expense: money leaving an account, counted against an envelope.
• Income: money coming into an account, increasing your budget’s “To Be Budgeted” balance.
• Transfer: money moving between two of your own accounts. Transfers don’t touch envelopes and aren’t counted as spending or income.

What Every Transaction Has

• Account: which account the money moved through (Transfers have a From and a To account instead).
• Envelope: the budget category an Expense counts against. Income and Transfers don’t use one. See Add a Transaction for how this is chosen.
• Amount and Date: how much moved, and when.
• Memo: an optional note, up to 200 characters.
• Status: Uncleared, Cleared, or Reconciled. See Transaction Status & Reconciliation.

The Transactions Page

Above the transaction table, a summary row shows Total Inflow, Total Outflow, Net Flow, and a running transaction count with a small trend sparkline for the period you’re viewing. The table itself lists every transaction with a running account balance, and supports pagination (10, 25, 50, or 100 per page) so budgets with a long history stay easy to browse.

Tips

• Check Net Flow before digging into individual transactions; it tells you at a glance whether a period was healthy without adding anything up yourself.
• The running balance column is a quick way to spot when an account dipped lower than expected, without opening a separate report.

Next Steps

Ready to record one? See Add a Transaction, or jump straight to Transfer Between Accounts if you’re moving money between your own accounts.